christian debt consolidation, credit counseling, loans and credit cards

 delivering christian debt consolidation information and non-profit credit counseling resources.

It's easy to travel too far down the road to debt, making it difficult to find your way back without professional debt guidance.

We provide Christian debt consolidation information and non-profit credit counseling resources to get you back on the right path.

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Our online information and tools can help you reduce debt on your own.

But if your debt is getting out of control and you've done all that you can, we recommend non-profit debt consolidation for professional assistance. It's fast, it's free, and there's no obligation.

For general credit assistance, at consumer's credit counseling you can find answers regarding bankruptcy, how to rebuild credit, and other valuable self-help information in addition to non profit debt relief.

Free tips to reduce monthly bills:

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If you're going it alone instead of using non-profit debt consolidation, the first step to reduce monthly bills is to create a personal budget. The object is to reveal and eliminate unnecessary expenses, so you'll have more spare money each month. Then use the spare money to pay off any high interest creditors, such as credit card balances.

Cut unnecessary expenses: *Drop cable or satellite tv, * Pack a lunch instead of dining out at work, *Stop extra phone services like Caller ID.

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If debt is getting out of control and you've done all that you can, we recommend professional help through non-profit debt consolidation.

 

Do-it-yourself debt help

Reduce credit card interest:

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It's possible to negotiate with your credit card company to reduce your interest rate. If you've been with the issuer for a reasonable period and made all payments on time, it's likely a simple phone call will suffi

 

Explain to the issuer that you have been a good customer and would like to continue using their card if they could lower your rate.